401(k) Calculator

Enter your details to calculate your 401(k) balance over time.

401(k) Savings Plan Inputs
401(k) Balance Over Time
Your total is $0 after 0 years.




Plan Your Retirement with the 401(k) Calculator

Overview

The 401(k) Calculator helps you estimate how much your retirement savings will grow based on your contributions, employer match, and investment growth. A 401(k) is a powerful tool for retirement planning, offering tax advantages that can significantly increase your savings over time.

Key Features

  • Retirement Savings Estimation: Calculate the future value of your 401(k) based on your contributions and investment returns.
  • Employer Matching: Factor in employer contributions to see how much they will add to your retirement savings.
  • Tax Advantages: Understand how tax-deferred growth can boost your savings over time.

How to Use

  1. Enter Your Salary: Provide your current annual salary.
  2. Set Contribution Percentage: Specify the percentage of your salary you plan to contribute to your 401(k).
  3. Include Employer Match: Enter the details of your employer’s matching contribution (if applicable).
  4. Calculate: Click the "Calculate" button to estimate your retirement savings at the end of your career.

Tips

  • Contribute Enough to Get the Match: Always contribute at least enough to get the full employer match – it’s essentially free money.
  • Increase Contributions Over Time: As your salary increases, try to increase your contribution percentage.
  • Review Investment Options: Regularly review your investment choices to ensure they align with your retirement goals.